OʻZ SHAXSIY BUDJETINI BOSHQARISH
Keywords:
Shaxsiy budjet, moliyaviy menejment, daromadlar tahlili, xarajatlar optimallashuvi, moliyaviy xavfsizlik yostiqchasi, investitsiya, biznes asoslari., Personal budget, financial management, income analysis, expense optimization, financial safety net, investment, business foundations.Abstract
Mazkur maqolada shaxsiy budjetni rejalashtirishning nazariy va amaliy asoslari tadqiq etiladi. Insonning moliyaviy barqarorligini ta’minlashda daromad va xarajatlar tahlili, jamg‘arma madaniyatini shakllantirish hamda inflyatsiya sharoitida mablag‘larni himoya qilish usullari keng yoritilgan. Tadqiqot natijasida shaxsiy moliyani boshqarishning samarali strategiyalari bo‘yicha tavsiyalar ishlab chiqilgan.
This article examines the theoretical and practical foundations of personal budget planning. It covers the analysis of income and expenses, the formation of a savings culture, and methods of protecting funds in conditions of inflation to ensure financial stability. As a result of the study, recommendations on effective personal finance management strategies were developed.
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